Dave von Fintel

Filmmaker/Photographer specializing in Aerial Cinematography


  • Filmmaker specializing in Aerial Cinematography2014 - Present

    Kansas City, MO

    I'm taking my creative skills to new heights - piloting a UAV to produce dramatic aerial video/photo solutions as well as producing & editing conventional video for a variety of industries.

  • Freelance Creative Director2012 - 2014


  • Web Development Director2004 - 2012

    Rockhurst University

  • Creative Director1999 - 2004

    Rockhurst University

  • Art Director1998 - 1999

    Rockhurst University

  • Graphic Designer1997 - 1998

    GB Design


  • Bachelor of Fine Arts (BFA), Graphic Design1991 - 1996

    University of Missouri

  • Graphic Design, Photography & Video Production1995 - 1996

    University of Tasmania School of Art, Australia


  • “Dave has exceptional skills as a designer and web developer. As his supervisor for several years, I found him to be a joy to work with, and a great team player. He is a problem-solver who finds a solution to every challenge. I would not hesitate to hire him again.”

    Rosita McCoy, Senior VP - KU Endowment Association

  • “I’ve had the pleasure of working with Dave on many projects. He’s always able to bring a fresh perspective to every job. His positive personality and openness to trying new things, makes working with him a very fun & collaborative event.”

    Mark McDonald, Owner - Mark McDonald Photography

  • “I worked with Dave for several years while employed at gb Design. Dave and I collaborated on a variety of design projects and I always found him to be easy to work with and valued the ideas and professionalism he brought to the table. Since that time, my agency has had the pleasure to work with Dave and his team at Rockhurst as a vendor providing online development solutions and consulting to Rockhurst University. Dave continues to provide impressive direction and management skills to the projects we have conducted with him and his team.”

    Ryan Lorei, Owner - Voltage Creative

  • “In the seven years Dave and I worked together, I watched him consistently come up with effective, creative solutions for various print, web and video projects. He stays on top of design trends and web standards, and everything he touches looks refined and professional. He has exceptional talent and lots of ideas, which made him a valuable member of our team.”

    Jamie Swearingen, UX Copywriter - Garmin International

  • “I have hired Dave may times for his expert graphic design services, and have also brought him in as a consultant on several high profile web design and development projects. Dave's ability to listen to my client's needs, and his ability to translate their ideas into reality are second to none.”

    Matt Couch, Real Estate Analyst - Hopkins Appraisal Services


  • • CASE (Council for Advancement and Support of Education): Silver Award
- '09, Excellence in Multimedia: Single Web Page (Ready for Rockhurst) 
- Bronze - '02, Rockhurst University Alumni Magazine 
- Silver - '01, Rockhurst University Alumni Magazine
 - Gold - '00, Rockhurst University Alumni Magazine Cover 
- Silver - '00, Rockhurst University Campus Banners 
• Web Marketing Association's Web Awards Judge - '08 
• JAA (Jesuit Advancement Administrators): '06 - Award of Merit: Multimedia, Admission Pages 
• Internet Advertising Competition '05 - Best Education Integrated Ad Campaign - Rockhurst Website 
• Center for Digital Education: '05 Best of the Web 2nd place, Rockhurst University 
• Web Marketing Association: '05 Best Education Internet Advertising Award, Rockhurst University 
• American Association of Webmasters: '04 Silver Award, Rockhurst University 
• Mead Papers: Certificate of Excellence in the Graphic Arts - Rockhurst University, 1999 Annual Report

Visit Instagram/davevonfintel for frequently updated shots. Some of my work features footage that may be purchased as stock video or photo.


Let's Connect

An ensured mortgage agreement are generated when a debtor are an ugly choice for a frequent bank loan

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What Is an ensured Mortgage?

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An ensured financing try a loan that an authorized guarantees-or assumes the debt duty for-in case that the debtor defaults. Often, an ensured mortgage is actually assured by a government agency, that’ll select the financial obligation through the lending standard bank and deal with obligations for the loan.

Important Takeaways

  • A guaranteed loan is a kind of mortgage by which a third party believes to pay for in the event that borrower should default.
  • An ensured loan can be used by individuals with poor credit or bit when it comes to money; they makes it possible for economically unsightly prospects to qualify for that loan and assures that the loan provider wont lose money.
  • Fully guaranteed mortgages, federal student loans, and payday loans all are examples of assured financial loans.
  • Sure mortgage loans are backed by the government property government or perhaps the section of Veteran Affairs; national figuratively speaking are backed by the U.S. section of training; payday advances tend to be sure of the borrower’s paycheck.

How an ensured Mortgage Functions

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It really is a way for people who require financial assistance to protect resources if they or else may not qualify to acquire them. And the promise means that the lender doesn’t sustain exorbitant possibilities in providing these financing.

Different Sure Financing

There are a selection of assured loans. Some are safe and trustworthy techniques to raise revenue, but other individuals entail threats that may add abnormally large rates. Borrowers should very carefully study the regards to any sure loan they’re thinking about.

Fully Guaranteed Mortgage Loans

One example of an ensured mortgage is actually a guaranteed mortgage. The third party ensuring these mortgages most of the time may be the Federal homes Administration (FHA) or Department of Veterans matters (VA).

Homeowners who are regarded high-risk borrowers-they do not be eligible for a regular mortgage, for instance, or they don’t really have a satisfactory down-payment and have to use near 100per cent of the house’s value-may become an ensured home loan. FHA financing call for that borrowers pay mortgage insurance to safeguard the lending company should the debtor defaults on their mortgage loan.

Federal College Loans

Another kind of guaranteed mortgage try a national student loan, that will be guaranteed in full by an agency with the government. Government student education loans will be the greatest figuratively speaking to be considered for-there isn’t any credit check, for example-and they’ve got the best conditions and cheapest interest rates due to the fact U.S. office of knowledge ensures these with taxpayer money.

So that you can apply for a national student loan, you should completed and submit the 100 % free program for Federal college student Aid, or FAFSA, every single year you want to keep eligible for federal beginner aid. Repayment on these financial loans starts following the student simply leaves university or falls below half-time enrollment. Lots of debts have a grace cycle.

Payday Advances

The 3rd kind of guaranteed loan was a payday loan. When someone removes a payday loan, her paycheck takes on the part from the third party that ensures the borrowed funds. A lending business provides the borrower that loan, plus the borrower produces the lending company a post-dated make sure that the financial institution after that cashes thereon date-typically two weeks after. Sometimes lenders requires digital use of a borrower’s accounts to pull down resources, but it’s ideal to not signal onto an ensured mortgage under those circumstances, especially if the loan provider actually a traditional bank.

Payday guaranteed financing typically ensnare borrowers in a pattern of loans with interest levels as high as 400% or maybe more.

The trouble with payday advance loan would be that they will develop a cycle of personal debt, which might cause extra problems for folks who are currently in tough monetary straits. This will result when a borrower does not have the resources to settle their unique loan after the typical two-week phrase. This kind of a scenario, the borrowed funds moves into another loan with a completely new rounded of charges. Interest levels is as highest as 400per cent or more-and loan providers typically demand the highest prices permitted under regional legislation. Some dishonest loan providers may even try to funding a borrower’s check prior to the post date, which produces the possibility of overdraft.

Options to payday guaranteed in full financial loans integrate unsecured personal loans, that are readily available through neighborhood financial institutions or on the web, charge card cash advances (you can save substantial cash over payday advances even with rate on advances up to 30per cent), or borrowing from a payday loans Massachusetts family member.