Dave von Fintel

Filmmaker/Photographer specializing in Aerial Cinematography


  • Filmmaker specializing in Aerial Cinematography2014 - Present

    Kansas City, MO

    I'm taking my creative skills to new heights - piloting a UAV to produce dramatic aerial video/photo solutions as well as producing & editing conventional video for a variety of industries.

  • Freelance Creative Director2012 - 2014


  • Web Development Director2004 - 2012

    Rockhurst University

  • Creative Director1999 - 2004

    Rockhurst University

  • Art Director1998 - 1999

    Rockhurst University

  • Graphic Designer1997 - 1998

    GB Design


  • Bachelor of Fine Arts (BFA), Graphic Design1991 - 1996

    University of Missouri

  • Graphic Design, Photography & Video Production1995 - 1996

    University of Tasmania School of Art, Australia


  • “Dave has exceptional skills as a designer and web developer. As his supervisor for several years, I found him to be a joy to work with, and a great team player. He is a problem-solver who finds a solution to every challenge. I would not hesitate to hire him again.”

    Rosita McCoy, Senior VP - KU Endowment Association

  • “I’ve had the pleasure of working with Dave on many projects. He’s always able to bring a fresh perspective to every job. His positive personality and openness to trying new things, makes working with him a very fun & collaborative event.”

    Mark McDonald, Owner - Mark McDonald Photography

  • “I worked with Dave for several years while employed at gb Design. Dave and I collaborated on a variety of design projects and I always found him to be easy to work with and valued the ideas and professionalism he brought to the table. Since that time, my agency has had the pleasure to work with Dave and his team at Rockhurst as a vendor providing online development solutions and consulting to Rockhurst University. Dave continues to provide impressive direction and management skills to the projects we have conducted with him and his team.”

    Ryan Lorei, Owner - Voltage Creative

  • “In the seven years Dave and I worked together, I watched him consistently come up with effective, creative solutions for various print, web and video projects. He stays on top of design trends and web standards, and everything he touches looks refined and professional. He has exceptional talent and lots of ideas, which made him a valuable member of our team.”

    Jamie Swearingen, UX Copywriter - Garmin International

  • “I have hired Dave may times for his expert graphic design services, and have also brought him in as a consultant on several high profile web design and development projects. Dave's ability to listen to my client's needs, and his ability to translate their ideas into reality are second to none.”

    Matt Couch, Real Estate Analyst - Hopkins Appraisal Services


  • • CASE (Council for Advancement and Support of Education): Silver Award
- '09, Excellence in Multimedia: Single Web Page (Ready for Rockhurst) 
- Bronze - '02, Rockhurst University Alumni Magazine 
- Silver - '01, Rockhurst University Alumni Magazine
 - Gold - '00, Rockhurst University Alumni Magazine Cover 
- Silver - '00, Rockhurst University Campus Banners 
• Web Marketing Association's Web Awards Judge - '08 
• JAA (Jesuit Advancement Administrators): '06 - Award of Merit: Multimedia, Admission Pages 
• Internet Advertising Competition '05 - Best Education Integrated Ad Campaign - Rockhurst Website 
• Center for Digital Education: '05 Best of the Web 2nd place, Rockhurst University 
• Web Marketing Association: '05 Best Education Internet Advertising Award, Rockhurst University 
• American Association of Webmasters: '04 Silver Award, Rockhurst University 
• Mead Papers: Certificate of Excellence in the Graphic Arts - Rockhurst University, 1999 Annual Report

Visit Instagram/davevonfintel for frequently updated shots. Some of my work features footage that may be purchased as stock video or photo.


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Payday advance loan vs. trademark Loans: Whatas the Difference?

Cluster generally imagine all credit as made comparable. If you’re obligated to settle a $300 paying at the conclusion in the stage, what’s they make a distinction just how that cash could be took?

Nonetheless types of credit score rating you get can impact every section of the fees procedure. Per items like interest and finance phrase, folks have significantly different experience repaying similar sum of money.

So how complete two popular loans product, payday advance loan, and personal funding, measure up? Here is what you ought to know.

Exactly how an instant payday loan Is Proven To Work

holiday personal loans

An online payday loan are a brief term debt, aka a loans or cash advance loans. Many payday advance financial loans want only a little max measure, around $500 or fewer, and simply take big costs. In accordance with the Consumer Financial security Bureau (CFPB), most pay day loans bring a 400% APR.

Payday loans people accept shell out the number lent within a short span of your time, along with any desire and rates. Many payday progress are due within thirty days typically prior to the buyer is actually positioned on her behalf further payment. A simple pay day loan tend to be unsecured, and thus do not have security or methods backing they.

Payday loans are ready for individuals with woeful credit and little the methods to accessibility conventional financial responsibility items like trademark financing and cards. It really is and also relatively simple to be eligible for an instantaneous payday loan . You just need acquiring 18 ages or earlier in the day and a legitimate sorts ID, a banking account and proof of opportunities.

The money advance routine

In principle, a debtor draw an on-line payday loans each payday advance cash Rhode Island time they’re a little bit of fast on funds, spending they if his or her 2nd commission come. In actuality, the majority of debtors find it hard to assembled how much pilfered through to the deadline. They’ve been as a result expected to roll over the lent resources, focus, and expenses into a whole new financial support with an all new set of prices.

This generates a cycle of credit score rating this is certainly incredibly challenging getting from the. The CFPB says that 80percent of payday improvements become restored multiple times, from the some debtors paying out quite a bit in spending and passion than they initially pilfered.

If a client does not restore funding earlier takes place because of, the lending company will try to really make the sales correct from the borrower’s bank-account. In case the banking account does not deliver enough funds, the account container were billed overdraft pricing until they’re able to place-money. This really is another exemplory instance of the key reason why earnings loans can be very costly.

Discover another shocking fact about payday progress a lot of them don’t say recreations about three greatest credit reporting agencies , Experian, Equifax, and TransUnion. For that reason whether or not debtors make the money remind, these individuals don’t figure out a growth in their own personal credit score.

Just how somebody Mortgage Runs

disadvantages of personal loans

Your own money is disposed from a lender, depository standard bank or on-line lender. Most loans are now actually unsecured rather than sustained by any guarantee. Short term loans that bring guarantee behind them regularly bring small funds interest levels than unsecured signature loans.

A 2018 U.S. mass media determine found that people most frequently had gotten unsecured loans for debt consolidating, remodeling, unforeseen health expense: effectivement, treatment options, big buys, holidays, and weddings or extra activities.

You can get a private investment for virility method, pet healthcare price, surgical procedure, and more. Some lenders bring specific limits exactly what the borrower may use the resources for, and others tend to be more lax.

For those who have a credit score, you’ll be qualified to receive an individual finance with a reduced month-to-month interest compared to the cc. This is why exactly why by far the most utilized reasons getting your own funds would be to end up being worth it credit debt. Buyers could save yourself lots in desire with this specific approach.

Those lower charge tends to be precisely why some people make use of your own funding to pay for considerable price as a replacement to credit cards. Until such time you can afford kept to pay for in cash, big ticket things like autos, furnishings and medical expenses is inexpensive with a person funds.

Personal mortgage keywords and phrases are generally between two to seven a number of years. The total amount you’ll use is usually between $1,000 and $50,000, with prices exclusive lending products varying between 4per cent to 36per penny.

Interest levels on signature loans run on the basis of the man or woman’s credit rating, debt-to-income relation, and other dilemmas. Affirmation is also determined by the quantity you are getting so the basis for the borrowed funds.

Just how Pay Day and Personal Bills Review

The main difference in an immediate payday loan and a personal home loan may be fundamental terms and conditions. An immediate payday loan test an extremely temporary financing regularly because of within monthly, as term for an exclusive revenue reaches minimal 24 months.

Signature debts posses a much lower interest than pay day loans, that could be advantageous in case you are deploying it as an economic obligation integration financing and shell out money for a life threatening show. Pay day loans also provide a small finest quantities, usually $500 or a lot fewer. Some personal bank loan service providers enable you to incorporate about $100,000.

Finances financing are much better to make use of than your own funds. You just need to halt into an immediate cash advance stock, making it possible to have the funds within half-hour. Your home loan usually takes a few days to function.

One less popular distinction between funds debts and exclusive personal loans might possibly be that simply signature debts appear on a credit history. Invest the around a personal resource to make bills in good time, your credit rating will ascend. To guide you be eligible for best revenue and rates of interest in the future.

A vital factor resemblance between payday and personal money is both can be unsecured, generally there’s no land or asset behind the loan. This fundamentally implies, if you should default on an instantaneous pay day loan or individual bank loan, there’s everything the financial institution get.

If you the selection between an instant payday loan and an individual loans, the last-mentioned are normally the less costly option. When trying to you will need to ensure you get your very own funding and do not meet with the criteria, consider what also can be performed.

Would you join an area hustle or cause a concern to your leader for overtime? How could you you ought to set some expenses on a credit card? Are you able to take that loan from the people or friends? These options will probably be more effective significantly less high priced than acquiring an internet pay day loan.