Dave von Fintel

Filmmaker/Photographer specializing in Aerial Cinematography


  • Filmmaker specializing in Aerial Cinematography2014 - Present

    Kansas City, MO

    I'm taking my creative skills to new heights - piloting a UAV to produce dramatic aerial video/photo solutions as well as producing & editing conventional video for a variety of industries.

  • Freelance Creative Director2012 - 2014


  • Web Development Director2004 - 2012

    Rockhurst University

  • Creative Director1999 - 2004

    Rockhurst University

  • Art Director1998 - 1999

    Rockhurst University

  • Graphic Designer1997 - 1998

    GB Design


  • Bachelor of Fine Arts (BFA), Graphic Design1991 - 1996

    University of Missouri

  • Graphic Design, Photography & Video Production1995 - 1996

    University of Tasmania School of Art, Australia


  • “Dave has exceptional skills as a designer and web developer. As his supervisor for several years, I found him to be a joy to work with, and a great team player. He is a problem-solver who finds a solution to every challenge. I would not hesitate to hire him again.”

    Rosita McCoy, Senior VP - KU Endowment Association

  • “I’ve had the pleasure of working with Dave on many projects. He’s always able to bring a fresh perspective to every job. His positive personality and openness to trying new things, makes working with him a very fun & collaborative event.”

    Mark McDonald, Owner - Mark McDonald Photography

  • “I worked with Dave for several years while employed at gb Design. Dave and I collaborated on a variety of design projects and I always found him to be easy to work with and valued the ideas and professionalism he brought to the table. Since that time, my agency has had the pleasure to work with Dave and his team at Rockhurst as a vendor providing online development solutions and consulting to Rockhurst University. Dave continues to provide impressive direction and management skills to the projects we have conducted with him and his team.”

    Ryan Lorei, Owner - Voltage Creative

  • “In the seven years Dave and I worked together, I watched him consistently come up with effective, creative solutions for various print, web and video projects. He stays on top of design trends and web standards, and everything he touches looks refined and professional. He has exceptional talent and lots of ideas, which made him a valuable member of our team.”

    Jamie Swearingen, UX Copywriter - Garmin International

  • “I have hired Dave may times for his expert graphic design services, and have also brought him in as a consultant on several high profile web design and development projects. Dave's ability to listen to my client's needs, and his ability to translate their ideas into reality are second to none.”

    Matt Couch, Real Estate Analyst - Hopkins Appraisal Services


  • • CASE (Council for Advancement and Support of Education): Silver Award
- '09, Excellence in Multimedia: Single Web Page (Ready for Rockhurst) 
- Bronze - '02, Rockhurst University Alumni Magazine 
- Silver - '01, Rockhurst University Alumni Magazine
 - Gold - '00, Rockhurst University Alumni Magazine Cover 
- Silver - '00, Rockhurst University Campus Banners 
• Web Marketing Association's Web Awards Judge - '08 
• JAA (Jesuit Advancement Administrators): '06 - Award of Merit: Multimedia, Admission Pages 
• Internet Advertising Competition '05 - Best Education Integrated Ad Campaign - Rockhurst Website 
• Center for Digital Education: '05 Best of the Web 2nd place, Rockhurst University 
• Web Marketing Association: '05 Best Education Internet Advertising Award, Rockhurst University 
• American Association of Webmasters: '04 Silver Award, Rockhurst University 
• Mead Papers: Certificate of Excellence in the Graphic Arts - Rockhurst University, 1999 Annual Report

Visit Instagram/davevonfintel for frequently updated shots. Some of my work features footage that may be purchased as stock video or photo.


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Payday Loans Online Posses ‘Concealed Prices,’ Federal Document Says

Payday lenders have established store online – and that’s created a unique collection of issues for individuals, relating to a written report from Consumer Investment security Bureau (CFPB).

Using the internet lending offers the convenience and confidentiality that can’t become matched by a storefront operation. That is why customers are moving to online. The CFPB estimates that about half the market for those lightweight a€?cash advancea€? or a€?check loansa€? happens to be finished electronically.

The bureau analyzed 1 . 5 years of information (2011a€“2012) on over 330 on-line lenders and discovered that there tends to be serious effects for folks who cannot repay their own loans punctually.

a€?taking right out an internet payday loan can lead to collateral problems for a consumer’s bank-account,a€? stated CFPB manager Richard Cordray. a€?Bank punishment charge and account closures tend to be a significant and concealed expense to those products.a€?

Were payday loans worth the costs?

a€?inside the fast-moving realm of websites financing, 5 years try an eternity, which explains why most conclusions in this document are outdated,a€? said Lisa McGreevy, president and CEO associated with Online loan providers Alliance (OLA) in an announcement.a€?We think that, if the CFPB had done the study using present information, there might have been a rather various consequence.a€?

Payday advance loan look simple enough

For somebody exactly who lives paycheck to paycheck, a high-interest payday loans will be the best possible way to obtain rapid cash. Payment entirely is typically because of on the debtor’s then payday, but some payday loan providers now promote long-term installment debts.

On the web loan providers have direct access for their borrowers’ examining account through the auto Clearing quarters (ACH) community. They normally use the community to electronically put the loan revenue, right after which withdraw repayments while they are because of.

a€?Their simple ways of range ways they’ve got considerable power over a consumer’s banking account,a€? Cordray mentioned during a telephone development briefing.

The trouble happens whenever the there is not sufficient money in the https://titleloansusa.info/payday-loans-il/ profile to settle the borrowed funds – an all as well typical condition.

The CFPB unearthed that 1 / 2 of all online payday loan borrowers bring at least one debit effort that overdrafts or fails. These accounts are energized on average $185 in punishment charges while in the 18 months analyzed.

If there’s not sufficient profit the levels to pay for the repayment, the financial institution can either make the fees and fee an overdraft charge, or deny payment and cost a nonsufficient resources (NSF) cost. If that takes place, the payday loan provider may tack on a late fee, returned payment fee, or both.

But it doesn’t hold on there. In the event the initial ask for repayment fails, the majority of lenders will try to collect once again. Each effort may result in further charges. The CFPB unearthed that in a single intense case a lender made 11 payment requests in a single day.

Some loan providers will respond to a non-payment by splitting up the quantity into a number of small payment requests, and deliver all of them using one time aspiring to gather no less than several of their funds, in accordance with the CFPB report. While one $300 payment consult you could end up one overdraft or NSF charge, three $100 needs could cause three punishment money – about $34 each if this analysis is completed.

Seventy percent of next repayment needs into exact same accounts crash, the CFPB located. Seventy-three % of third cost demands fail. Each effort then is additionally less winning.

a€?Of program, lenders which happen to be due funds have entitlement to receives a commission back once again, but we really do not desire lenders is abusing her preferential use of individuals profile,a€? Cordray mentioned. a€?Borrowers cannot need carry the unforeseen burdens to be strike repeatedly with high, concealed penalty charges which happen to be added onto the cost of their present debts.a€?

a€?Bank profile overdrafts include a lose-lose for on the web loan providers and their people,a€? Lisa McGreevy utilizing the using the internet loan providers organization (OLA) mentioned inside her report. a€?Initiating a repayment demand against an account with insufficient funds doesn’t assist anyone: the financial institution doesn’t paid, as well as the customers is actually hit with a $35 NSF charge by their bank.”

A financial establishment can shut a checking account when it keeps a poor balance for too much time or perhaps the buyer cabinets right up unnecessary penalty costs.

Acquiring booted from your own bank have big repercussions for somebody who is already financially pressured. They could struggle to open a free account at another bank or credit union, making them with no preference but to utilize high priced and time-consuming check-cashing and bill-paying providers.

Policies anticipated soon

a€?Like payday advances made by store lenders, online pay day loans bring higher interest levels, pulling money straight from a consumer’s bank-account and therefore are fashioned with small consideration of a borrower’s capacity to pay,a€? mentioned Tom Feltner, director of economic treatments within customers Federation of The usa. a€?Payday financial loans end in long-lasting pecuniary hardship and pile on overdraft along with other fees that place borrowers’ financial security at risk.a€?